Before you get started

As part of the application process we carry out credit checks on all applicants to see if we can provide you with a mortgage. Our check will not appear on your credit file at this stage of your application. We will tell you just before the credit check takes place so you can decide if you want to proceed.

Before you start, please confirm that:

-all applicants consent to a credit check Help

We will check your credit history as part of the mortgage application process.

If any discrepancies are highlighted on your credit report, you could be refused a mortgage.

Discrepancies could be late or missed payments, disputes with lenders and even identity theft. You can check your credit report before you apply for a mortgage to make sure it's correct.

-the property to be mortgaged is habitable and provides suitable security Help

The property you want to mortgage must be fit to live in before a mortgage can be agreed. This means it must be watertight and have running water, mains electric, a basic kitchen and functional indoor bathroom.

Please call us on 0800 169 6333 for more information.

-all applicants are aged 18 or over Help

We cannot lend to anyone under the age of 18 – all mortgage applicants must be aged 18 or over.

Confirm eligibility options

These statements are: Help You must be able to answer 'True' to all three questions to continue with your mortgage application. If you answered 'False' or you're unsure, call us on 0800 169 6333 to talk about your options.

True False

Thank you for your interest in an HSBC mortgage.

Unfortunately we're unable to progress your application any further on this occasion, as our criteria has not been met.

We're sorry that we are unable to assist you. However, if your circumstances change, we may be able to help, so please come back and try again.

Before you continue

Please enter the characters shown in the image below and select 'Continue'.

If you are unable to read the image or experiencing any issues, you can refresh the image or call us on 0800 169 6333 (Textphone 1800 10800 280 126).

What are the characters in the box? Help Please enter the characters in the image. If you're having difficulty with this image, select refresh to display a new one. Alternatively, please call us on 0800 169 6333 (Textphone: 1800 10800 0280 126). Please ensure the characters you have typed match the characters displayed.

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